The institution of Banking Personnel Selection is an autonomous body set up evolve and implement world class process of assessment and selection of personnel for various client organizations. The foundation of the institute is based on the philosophy of Speed, Accuracy and Confidently in all its activities and it strives to achieve this through a blend of modern technology and academic expertise.
It provides its services to all Public sector banks,SBI, RBI, NABARD, SIDBI, few co-operative Banks, LIC & insurance companies. In fact, in other words we can say IBPS conducts examination for all of the above firms.
Over the year, IBPS has gained reputation of being a major “Personnel Selection Test Conducting Agency” of the country. Its strength lies in its capability to develop and construct Multiple Choice Objective Test & Tools used for mass level testing programmes and its ability to conduct its ability to conduct these exams simultaneously for lakhs & lakhs of candidates in about 200 cities/towns all over India and also in few foreign locations.
If you are wondering about IBPS Clerk salary, then you should know that after you are selected as an IBPS Clerk, you will be getting a decent salary in the initial period of your service. The basic pay will be Rs. 11, 765 – 31, 540/-. After serving for 1 year you will be subjected to an increment of Rs. 400/- to Rs. 500. On top of it, Dearness Allowances are also released by the banks on quarterly term based on Consumer Price Index. Similarly, House Rent Allowance will be allotted to you according to the place of posting, ranging from Rs. 1176.5/- to Rs. 1058.85/-. Last but not the least, an IBPS Clerk also gets transport allowance which is approximately Rs. 425/-.
This year, 19 banks are participating in the IBPS Clerk 2025 Exam. They are Allahabad Bank, Andhra Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab National Bank, Punjab & Sind Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India and Vijaya Bank
The IBPS Clerk Eligibility criteria can be summarized as explained below:
Graduation in any discipline from a recognised University or any equivalent qualification recognised as such by the Central Government. Those who are in the Final year/ Semester of their Graduation may also apply provisionally subject to the condition that, if called for interview, they will have to produce proof of having passed the graduation examination on or before 31.08.2025.
The candidate’s age should not be below 20 and not more than 28 years as on 01. 01. 2025 which means he/she must not be born before 01.01.1998 and not after 01.01.2005 . Check out the age relaxation for various categories in the table below.
| Sr. No. | Category | Age Relaxation |
|---|---|---|
| 1. | SC/ST | 5 Years |
| 2. | Other Backward Classes (OBC) | 3 Years |
| 3. | PWD(GEN) | 10 Years |
| 4. | PWD (SC/ST) | 15 Years |
| 5. | PWD(OBC) | 13 Years |
| 6. | Persons Domiciled in Jammu & | 5 Years |
| Sr.No. | Category | Total |
|---|---|---|
| 1. | SC/ST/PWD/XS | 175/- (Intimation Charges only |
| 2. | General and OBC | 850/- (App. Fee including intimation charges) |
STATE |
SC |
ST |
OBC |
GEN |
TOTAL |
|---|---|---|---|---|---|
ANDAMAN & NICOBAR ISLAND |
0 |
0 |
0 |
0 |
0 |
ANDHRA PRADESH |
31 |
15 |
37 |
84 |
167 |
ARUNACHAL PRADESH |
0 |
4 |
0 |
6 |
10 |
ASSAM |
7 |
14 |
18 |
55 |
94 |
BIHAR |
24 |
1 |
31 |
122 |
178 |
CHANDIGARH |
4 |
0 |
9 |
24 |
37 |
CHHATTISGARH |
8 |
25 |
4 |
52 |
89 |
DADRA & NAGAR HAVELI |
0 |
1 |
0 |
2 |
3 |
DAMAN & DIU |
0 |
0 |
0 |
0 |
1 |
DELHI |
53 |
28 |
100 |
181 |
362 |
GOA |
0 |
8 |
6 |
34 |
48 |
GUJARAT |
40 |
86 |
141 |
266 |
533 |
HARYANA |
23 |
0 |
39 |
84 |
146 |
HIMACHAL PRADESH |
22 |
6 |
17 |
45 |
90 |
JAMMU & KASHMIR |
1 |
7 |
15 |
38 |
61 |
JHARKHAND |
12 |
26 |
13 |
59 |
110 |
KARNATAKA |
97 |
51 |
159 |
311 |
618 |
KERALA |
40 |
4 |
74 |
173 |
291 |
LAKSHADWEEP |
0 |
0 |
0 |
1 |
1 |
MADHYA PRADESH |
43 |
72 |
42 |
168 |
325 |
MAHARASHTRA |
95 |
80 |
201 |
396 |
772 |
MANIPUR |
0 |
3 |
1 |
4 |
8 |
MEGHALAYA |
0 |
0 |
0 |
6 |
6 |
MIZORAM |
0 |
0 |
0 |
2 |
2 |
NAGALAND |
0 |
0 |
0 |
4 |
4 |
ODISHA |
29 |
41 |
21 |
100 |
191 |
|
PUDUCHERRY
|
110 |
0 |
86 |
209 |
405 |
RAJASTHAN |
44 |
34 |
49 |
141 |
268 |
SIKKIM |
0 |
1 |
3 |
6 |
10 |
TAMIL NADU |
148 |
5 |
307 |
432 |
792 |
TELANGANA |
22 |
16 |
41 |
43 |
162 |
TRIPURA |
3 |
4 |
0 |
11 |
18 |
UTTAR PRADESH |
205 |
13 |
255 |
471 |
944 |
UTTARAKHAND |
19 |
1 |
18 |
69 |
97 |
WEST BENGAL |
102 |
21 |
92 |
195 |
410 |
TOTAL |
1183 |
567 |
1673 |
3852 |
7275 |
Exam Pattern Of IBPS Clerk 2025
IBPS selection process for the clerk exam 2025 consists of 2 stages, which are:
1.Prelims Exam
2.Mains Exam
Preliminary Examination consisting of Objective Test for 100 marks will be conducted online. The test will have of 3 Sections as follows:
| S.No. | Name of Tests(Objective | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|---|
| 1 | English Language | 30 | 30 | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | 20 minutes |
| 3 | Reasoning Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | ||
This year IBPS has introduced new changes in the Mains Exam Pattern. The IBPS Clerk Mains paper consists of 190 Questions of 200 marks in 160 minutes. Read the given table in detail to find IBPS Clerk Mains Exam Pattern.
| Section | No. of Qs | Max Marks | Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 50 | 60 | 45 min |
| General English | 40 | 40 | 35 min |
| Quantitative Aptitude | 50 | 50 | 45 min |
| General/Financial Awareness | 50 | 50 | 35 min |
| Total | 190 | 200 | 160 min |
There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. if no answer is marked by the candidate, there will be no penalty for that question.
Cut-off Score (Online Main examination):
Each candidate will be required to obtain a minimum score in each test of Online Main Examination and also a minimum total score to be considered for further process. Depending on number of the State/ UT wise vacancies available, cut-offs will be decided and candidates will be considered for provisional allotment.
The total marks allotted for Main Examination are 200. Marks will be converted out of 100 for Provisional allotment. A candidate should qualify in the CWE online Main examination and be sufficiently high in the merit to be considered for subsequent provisional allotment process, details of which will be made available subsequently on IBPS website. On completion of the Main Examination, depending on the state/UT wise vacancies to be filled in during the financial year 2025-20 based on the business needs of the Participating Organisations and as reported to IBPS, candidates shortlisted will be provisionally allotted to one of the Participating Organisations, based on merit-cumpreference keeping in view the spirit of Govt. Guidelines on reservation policy, various guidelines issued by Govt.
Given below is a list of all topics from three subjects, from which the questions will be asked. You can prepare and plan for the exams by knowing the topics you have to cover.
Quantitative Aptitude |
Reasoning ability |
English language |
|---|---|---|
Simplification |
Alphabetical Series |
Reading Comprehension |
Number Series |
Blood Relation |
Fill in the Blanks |
Percentage |
Coding- Decoding |
Para Jumbles |
Profit & Loss |
Order & Ranking |
Cloze Test |
Average |
Direction |
Error Spotting |
Simple Interest and Compound Interest |
Inequalities |
Phrase Replacement |
Ratio and Proportion |
Syllogisms |
Sentence Corrections |
Problem Based On Age |
Input Output |
Vocabulary |
Time and Work |
Data Sufficiency |
Para Completion |
Pipe and Cistern |
Seating Arrangement |
|
Partnership |
Puzzles |
|
Allegation and Mixture |
Logical Reasoning |
|
Speed Time and Distance |
||
Train |
||
Boat and Stream |
||
Mensuration |
This exam will be conducted in the month of December 2025. IBPSofficially releases separate sectional and overall Cut off marks for each phase of Clerk selection process. Candidates need to score marks equal to or greater than those cut off marks in each phase to get selected for the subsequent stages of the IBPS Clerk recruitment process. IBPS releases Cut off marks along with the IBPS Clerk Result of each stage of Clerk selection process viz, prelims, Mains, Interview.
IBPS Clerk Prelims & Mains Exam have been conducted and results with scorecards are also released by IBPS ( Institute Of Banking Personnel Selection). Now, you must be eagerly waiting for the cut off list.Here, we are with a proper list of cut off for prelims and mains examination, so that you can check the cutoffs and get the idea for the upcoming examination in the banking sector. Cut-offs for any examination depends on the difficulty level of exam and the number of the students who appeared in the exam.
| State | Category | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| SC | ST | OBC | UR | HI | OC | VI | ID | EXSM | DISXS /DXS | |
| Andaman & Nicobar | – | – | – | – | – | – | – | – | – | – |
| Andhra Pradesh | 40.27 | 31.84 | 48.31 | 50.78 | 27.84 | 51.13 | 49.41 | 35.70 | 34.67 | 36.02 |
| Arunachal Pradesh | – | 41.46 | 46.43 | – | 34.70 | – | ||||
| Assam | 40.79 | 36.16 | 43.43 | 47.17 | – | – | – | – | 29.75 | – |
| Bihar | 38.86 | 37.27 | 50.95 | 53.64 | 25.77 | 49.21 | 49.38 | – | 36.13 | – |
| Chandigarh | 46.39 | – | 47.95 | 54.07 | – | – | – | – | 39.63 | – |
| Chhattisgarh | 39.46 | 24.49 | 50.34 | 50.43 | – | 33.11 | 33.95 | 32.91 | 27.04 | – |
| Dadra & Nagar Haveli | – | – | 39.02 | 39.02 | – | – | – | – | – | – |
| Daman & Diu | – | – | 45.92 | 45.92 | – | – | – | – | – | – |
| New Delhi | 42.68 | 38.03 | 53.82 | 53.82 | 25.56 | 40.53 | 58.67 | 49.68 | 38.74 | 34.57 |
| Goa | – | 24.43 | 44.70 | 44.70 | – | – | – | – | 39.11 | – |
| Gujarat | 39.95 | 23.68 | 47.53 | 47.53 | 30.66 | 31.42 | 47.98 | 32.35 | 31.38 | – |
| Haryana | 39.21 | – | 52.72 | 52.72 | 39.25 | 34.47 | 41.65 | 35.60 | 37.96 | 27.71 |
| Himachal Pradesh | 43.99 | 40.74 | 52.88 | 52.88 | – | – | – | – | 41.03 | – |
| Jammu & Kashmir | – | 35.74 | 52.31 | 52.31 | – | – | – | – | 41.64 | – |
| Jharkhand | 34.24 | 31.02 | 47.29 | 47.29 | – | 44.24 | 33.38 | – | 28.45 | – |
| Karnataka | 36.77 | 31.42 | 43.67 | 44.56 | – | 38.81 | 41.26 | 43.25 | 25.09 | – |
| Kerala | 40.68 | 30.89 | 50.52 | 52.32 | 37.17 | 42.16 | 52.68 | – | 40.77 | – |
| Lakshadweep | – | – | – | – | – | – | – | – | – | – |
| Madhya Pradesh | 36.43 | 26.63 | 45.03 | 48.89 | 24.70 | 36.09 | 37.10 | 36.13 | 26.77 | 26.27 |
| Maharashtra | 42.91 | 26.38 | 43.93 | 45.95 | 27.61 | 36.31 | 53.45 | 29.34 | 24.13 | 31.54 |
| Manipur | 45.77 | 41.74 | 62.36 | 44.21 | – | – | – | – | 38.10 | – |
| Meghalaya | – | 38.31 | 37.82 | 39.90 | – | – | – | – | 36.57 | – |
| Mizoram | – | – | – | 40.79 | – | – | – | – | – | – |
| Nagaland | – | 39.74 | – | 40.45 | – | – | – | – | – | – |
| Odisha | 37.07 | 31.32 | 50.64 | 51.22 | 23.06 | 39.57 | 40.93 | – | 38.35 | 36.60 |
| Puducherry | 41.27 | – | 47.47 | 48.06 | – | – | – | – | 27.00 | – |
| Punjab | 37.88 | – | 45.22 | 53.16 | 30.60 | 39.32 | 36.84 | – | 33.06 | 21.18 |
| Rajasthan | 38.28 | 34.70 | 48.17 | 52.93 | 26.91 | 42.95 | 44.83 | – | 37.64 | 45.67 |
| Sikkim | – | – | 47.21 | 49.67 | – | – | – | – | – | – |
| Tamil Nadu | 39.39 | 35.29 | 48.27 | 48.49 | – | 37.49 | 42.28 | 37.82 | 20.50 | 26.04 |
| Telangana | 40.18 | 34.17 | 48.72 | 49.97 | 27.57 | 44.77 | 50.17 | 37.79 | 29.64 | 33.24 |
| Tripura | 45.68 | 28.50 | – | 48.86 | – | – | – | – | – | – |
| Uttar Pradesh | 37.20 | 33.53 | 44.24 | 51.13 | 28.42 | 37.77 | 49.97 | 34.70 | 34.90 | 28.77 |
| Uttarakhand | 40.16 | 38.11 | 47.11 | 53.16 | 29.00 | 34.91 | 45.63 | – | 38.49 | 45.88 |
| West Bengal | 42.14 | 35.95 | 45.06 | 54.57 | 27.22 | 37.52 | 34.61 | 44.04 | 36.61 | 39.28 |
The institution of Banking Personnel Selection is an autonomous body set up evolve and implement world class process of assessment and selection of personnel for various client organizations. The foundation of the institute is based on the philosophy of Speed, Accuracy and Confidently in all its activities and it strives to achieve this through a blend of modern technology and academic expertise.
It provides its services to all Public sector banks,SBI, RBI, NABARD, SIDBI, few co-operative Banks, LIC & insurance companies. In fact, in other words we can say IBPS conducts examination for all of the above firms.
Over the year, IBPS has gained reputation of being a major “Personnel Selection Test Conducting Agency” of the country. Its strength lies in its capability to develop and construct Multiple Choice Objective Test & Tools used for mass level testing programmes and its ability to conduct its ability to conduct these exams simultaneously for lakhs & lakhs of candidates in about 200 cities/towns all over India and also in few foreign locations.
If you are wondering about IBPS Clerk salary, then you should know that after you are selected as an IBPS Clerk, you will be getting a decent salary in the initial period of your service. The basic pay will be Rs. 11, 765 – 31, 540/-. After serving for 1 year you will be subjected to an increment of Rs. 400/- to Rs. 500. On top of it, Dearness Allowances are also released by the banks on quarterly term based on Consumer Price Index. Similarly, House Rent Allowance will be allotted to you according to the place of posting, ranging from Rs. 1176.5/- to Rs. 1058.85/-. Last but not the least, an IBPS Clerk also gets transport allowance which is approximately Rs. 425/-.
This year, 19 banks are participating in the IBPS Clerk 2025 Exam. They are Allahabad Bank, Andhra Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab National Bank, Punjab & Sind Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India and Vijaya Bank
The IBPS Clerk Eligibility criteria can be summarized as explained below:
Graduation in any discipline from a recognised University or any equivalent qualification recognised as such by the Central Government. Those who are in the Final year/ Semester of their Graduation may also apply provisionally subject to the condition that, if called for interview, they will have to produce proof of having passed the graduation examination on or before 31.08.2025.
The candidate’s age should not be below 20 and not more than 28 years as on 01. 01. 2025 which means he/she must not be born before 01.01.1997 and not after 01.01.2005 . Check out the age relaxation for various categories in the table below.
Relaxation Of Upper Age Limit:
| Sr. No. | Category | Age Relaxation |
|---|---|---|
| 1. | SC/ST | 5 Years |
| 2. | Other Backward Classes (OBC) | 3 Years |
| 3. | PWD(GEN) | 10 Years |
| 4. | PWD (SC/ST) | 15 Years |
| 5 | PWD(OBC) | 13 Years |
| 6 | Persons Domiciled in Jammu & | 5 Years |
| Sr.No. | Category | Total |
|---|---|---|
| 1. | SC/ST/PWD/XS | 100/- (Intimation Charges only |
| 2. | General and OBC | 600/- (App. Fee including intimation charges) |
IBPS selection process for the clerk exam 2025 consists of 2 stages, which are:
1.Prelims Exam
2.Mains Exam
Preliminary Examination consisting of Objective Test for 100 marks will be conducted online. The test will have of 3 Sections as follows:
| S.No. | Name of Tests(Objective | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|---|
| 1 | English Language | 30 | 30 | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | 20 minutes |
| 3 | Reasoning Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | ||
This year IBPS has introduced new changes in the Mains Exam Pattern. The IBPS Clerk Mains paper consists of 190 Questions of 200 marks in 160 minutes. Read the given table in detail to find IBPS Clerk Mains Exam Pattern.
| Section | No. of Qs | Max Marks | Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 50 | 60 | 45 min |
| English Language | 40 | 40 | 35 min |
| Quantitative Aptitude | 50 | 50 | 45 min |
| General/Financial Awareness | 50 | 50 | 35 min |
| Total | 190 | 200 | 160 min |
There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. if no answer is marked by the candidate, there will be no penalty for that question.
Cut-off Score (Online Main examination):
Each candidate will be required to obtain a minimum score in each test of Online Main Examination and also a minimum total score to be considered for further process. Depending on number of the State/ UT wise vacancies available, cut-offs will be decided and candidates will be considered for provisional allotment.
The total marks allotted for Main Examination are 200. Marks will be converted out of 100 for Provisional allotment. A candidate should qualify in the CWE online Main examination and be sufficiently high in the merit to be considered for subsequent provisional allotment process, details of which will be made available subsequently on IBPS website. On completion of the Main Examination, depending on the state/UT wise vacancies to be filled in during the financial year 2025 based on the business needs of the Participating Organisations and as reported to IBPS, candidates shortlisted will be provisionally allotted to one of the Participating Organisations, based on merit-cumpreference keeping in view the spirit of Govt. Guidelines on reservation policy, various guidelines issued by Govt.
Given below is a list of all topics from three subjects, from which the questions will be asked. You can prepare and plan for the exams by knowing the topics you have to cover.
| Quantitative Aptitude | Reasoning ability | English language |
|---|---|---|
| Simplification | Alphabetical Series | Reading Comprehension |
| Number Series | Blood Relation | Fill in the Blanks |
| Percentage | Coding- Decoding | Para Jumbles |
| Profit & Loss | Order & Ranking | Cloze Test |
| Average | Direction | Error Spotting |
| Simple Interest and Compound Interest | Inequalities | Phrase Replacement |
| Ratio and Proportion | Syllogisms | Sentence Corrections |
| Problem Based On Age | Input Output | Vocabulary |
| Time and Work | Data Sufficiency | Para Completion |
| Pipe and Cistern | Seating Arrangement | |
| Partnership | Puzzles | |
| Allegation and Mixture | Logical Reasoning | |
| Speed Time and Distance | ||
| Train | ||
| Boat and Stream | ||
| Mensuration |